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Get paid to care for family in Carter County

Most of the 5,290 people in Carter County who are 65 or older are cared for at home, by a relative. Kentucky Medicaid can pay you for that work.

Carter County at a glance

Aged 65+
5,290

20% of residents

Aged 85+
502

when daily help usually starts

Rank in KY
38th

of 120 counties, by residents 65+

Median age
42.0

older than the country

The front porch of an ordinary home, typical of Carter County

U.S. Census Bureau, 2024 Population Estimates (Vintage 2024). Carter County is a smaller-city county (Rural-Urban Continuum Code 2).

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counties with local data
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Population figures from the U.S. Census Bureau · Rules from each state's published Medicaid program

Care in Carter

What being a paid caregiver looks like here

About 5,290 people in Carter County are 65 or older — 20% of everyone who lives here. That is an older county than Kentucky overall, so more families here are already doing this work. Roughly 502 are 85 or older, the age when daily help usually starts. There are only so many home-care agencies in a county this size, and the ones that are here do not always cover evenings, weekends, or the far end of the county.

Statewide, 826,700 people in Kentucky are 65 or older — 18% of the state, across 120 counties.

What Kentucky pays family caregivers

$29.04/hr

Rates vary — check with the program.

Your exact pay is set by the program and your care plan. We'll tell you your real number before you enroll.

Source: Kentucky Medicaid program data · Updated September 2026

Kentucky's programs at a glance

  • Participant Directed Services (PDS)
  • HCB Waiver
  • Michelle P. Waiver
Spouse paid?
Sometimes
Parent paid for a child?
Sometimes
Waitlist
Waitlists can be long — apply early.

These rules are set by the state, so they are the same in every county. Read the full Kentucky guide →

Towns and cities in Carter County

Kentucky sets eligibility, not your town — so a family in Grayson and a family at the far edge of the county apply the same way. The largest communities in Carter County:

  • Grayson3,702
  • Olive Hill1,533

Source: U.S. Census Bureau, 2024 Subcounty Population Estimates.

How families in Carter apply

You do not need a county office to start. Families in Carter County start with Kentucky's program:

Apply via kynect.ky.gov, phone 855-306-8959, or in person; PDS enrollment goes through the case manager or the regional Area Development District/AAA.

Or skip the phone tag — our free 2-minute check tells you which Kentucky program fits your family, then we help with the forms.

See if you qualify →

Carter questions, answered honestly

Can I get paid to care for a family member in Carter County?

Yes. Kentucky runs real Medicaid programs — like Participant Directed Services (PDS) — that pay family caregivers, and they cover families in Carter County. We help you enroll, and applying costs you nothing.

How much do family caregivers earn in Carter County?

Reported figures in Kentucky are around $29.04/hr, but rates vary — the program sets your exact pay. We'll tell you your real number before you enroll.

Where do families in Carter County apply?

Families in Carter County start with the state, not the county. Apply via kynect.ky.gov, phone 855-306-8959, or in person; PDS enrollment goes through the case manager or the regional Area Development District/AAA.

Can I get paid to care for my spouse in Carter County?

Sometimes — it depends on the program. The fine print for Kentucky: limited — under the HCB waiver a spouse can be paid through Participant Directed Services only with written state approval (907 KAR 7:010); the Michelle P. waiver allows spouses, up to 40 hours a week

How many people in Carter County might need this?

5,290 residents of Carter County are 65 or older and about 502 are 85 or older, according to the U.S. Census Bureau's 2024 population estimates. Most of them are cared for at home by a relative rather than in a facility. Kentucky's programs exist to pay for exactly that care.

Which towns in Carter do you cover?

All of Carter County — including Grayson and Olive Hill. Eligibility is set by Kentucky, not by your town, so where you live inside the county does not change whether you qualify.

Program facts come from Kentucky's published Medicaid program rules · Population figures from the U.S. Census Bureau · Updated September 2026. Rules change — always confirm with the program.

Nearby

Counties next to Carter

The counties Carter touches, by Census boundaries — a few of those borders run across water.

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